Borrowers like this lose all credibility with me and I have no faith that they'd hold up their side of the bargain even if they came up with a good plan that was a win-win.

So am I really losing?

Landlord tenant laws are straightforward and I got my answers and I never lose. 

How to price the properties in a county(Cuyahoga) that is losing population for the last 50 years?  

@Romeo Kaado how are you im currently planning on attending a real estate class for my liscence,but due to my criminal past im scared to lose my money because the real estate commission is not giving me a sraight answer.My history only consist of drugs distribution,no sex charges,no violence, no theft,no robberies,nore fraud.Will that disqualify me from getting my liscence because i cant really afford to lose 400$

This is a homerun deal and I just don’t want to lose it

The numbers are fair in my opinion but I would structure it as a secured loan and a joint venture agreement(two separate agreements).

I have a full time job, but have been looking for secondary employment to create more capital to start my investing ventures. 

If they go into something like .a REIT, or a LP syndication, or out of real estate into a passive market then they lose a substantial amount of that gain to the tax man so it's no longer working for them.   

You could contribute enough to get the match, let's say 4% from you and your employer (8% total contributions), but your 401k loses 6% one year, resulting in growth of only 2%.During a good year, maybe it grows by 16% (=8% investment gain on your 4% contribution and 4% match).Alternatively, you could keep the entire 401k account in cash (not invested in any securities) and let it grow at the matching rate, guaranteed like a CD.If you forecast out to retirement, based on what you plan to contribute, do you anticipate that your 401k will be your primary source of retirement income?