In my rental agreement (lawyer reviewed and approved) it specifically says no smoking or vaping within 20ft of the building and all butts must be left in a coffee can with sand in the bottom and one is already provided in the "smoking area".Explanations are given for allergies, health, and second hand smoke etc. etc.I've not had any issues yet.

I see the issue one of functionality of how is this really going to work.

That can cause all sorts of tax issues.

If money wasn’t an issue, we would buy rentals closer to home or back home in Florida which is where we ultimately want to settle down in.

It's a relatively simple process. https://www.newarknj.gov/departments/rentcontrol I believe my next step is to have the units inspected.

Our team at Host Financial is happy to help answer DSCR related loan questions. 

Hey Tom, Foreclosure will not be an issue if it is 4 years from discharge date on a conventional loan. 

The other thing that could be an issue is if the claim is still open.  

Oftentimes, when one half of a couple is opposed to real estate investing, it really comes down to them viewing it as a cumbersome, risky distraction, rather than as a relatively stable, valuable tool to help reach your shared goals.

Between rates being higher and terms being shorter Helocs can also have issues when it comes to DTI and not having reserves.