Looking forward to diving in and meeting and building business relationships with you.

Just past relationships weren't like that.

He will still receive his commission.Might work on his/her ego a bit but could also open a door for a relationship.

Building a relationship is huge cause form that comes trust and honesty. 

My underwriting numbers are as follows:Purchase Price: $600,000INCOME:Gross Income: $94,032Vacancy: 5% (property has historically maintained strong occupancy).

I make my banker use a different company if they have a relationship with them.

I have also seen these percentages applied to highly desirable areas (NW, NC, Far North, & Historic Areas) as well to higher priced flip properties with larger potential net profit.  

So I learn if it was here in California I have relationships with lenders and can get things done.

Since this is a numbers game, the only way you can answer the question is to do the following:Establish a relationship w/ a realtor winning to run some comparables for you showing the potential value if you convert from a 2 flat to a singleIf the values are not significantly hire than your mortgage then hold on to it as a 2 flatIf the values are significantly hire than your mortgage then get some estimates for converting from a 2 flat to a single.  

I have a lot of friends where I invest and a whole slew of contractors that I've built relationships with.