How to find a HML lender in Fl

[David P.]

Hi Everyone 

I am looking for some help if Florida up in Panama City area. I found a place and have a contract haven't sent back the Signed "Contract for sale and Purchase" because the lender I was going use told me today he doesn't lend in Panama City for some reason so now I have to find someone new. He had over a week to tell me this on the contract the agent put option (a) Buyer will pay cash at closing. I know since I haven't signed the contract and sent it back I could back out now but was hoping to find someone that could do this loan. Thanks for any input I could do standard loan just want to close faster.

Property

2 duplex's on the same property

Have agreed for 93,000

3 units pay 245.00 weekly 38,220 yearly

1 unit 750 a month  9,000 yearly

total 47,220 

taxes 1358.00 

I have to cover electric on 3 units the bills for the last 6 months have been under 350.00 every month.

I was going to close 8 Jan but need to see if I can get that pushed back now. 

would like to find a HML that would do 25-30% LTV