I wanted a 30 year that will cost 0.50% more but lenders all pushing me to 10 year and stating rates will come down and will refi. 

Plus, if the property appreciates, you’ll benefit from that without putting much money down.

Super easy to do.Should I hang them on the side of the house up high or put them on the ground down low?

This boils down to several considerations:1.

Once you get the hang of it in a few months you’ll be ready to buy your next one as soon as you save the down payment.

Try to narrow down your options to the top 3-4.

For liability issues I feel like people can injury themselves in a number of ways like take a tumble down the stairs or burn their hand on stovetop so a simple treadmill doesn't seem too dangerous to me? 

Never give up, never back down, never take no for an answer, and keep dreaming.

Try to narrow down your options to the top 3-4.

I would like to sit down with him and ask him why it is so much higher than what we thought the final bill would be.