I am 59 years old and I found BP about a year ago while recovering medically and I still have not decided what to do.  

Especially if the bankruptcy was recent because his debt to income ratio should be great and he cannot file for several more years.Probably 50% or more of bankruptcies I filed were from a family who had a major medical issue and had many thousands of dollars of medical bills.

Dogs are not allowed to freely roam neighborhood.d.Tenants must keep yard/parking area free of waste.e.Tenants must furnish a copy of the pet's license, shot record, and veterinarian information.f.Pets must not bite, brings in pests or dead animals, threaten, act aggressively, attack, harass, dig or causes significant damage, or other negative behavior towards person, animal or property.g.Tenants are responsible for damage/injuries, to person or property, from their pets inside and outside their Unit.h.Tenants MUST maintain renter’s insurance and arrange for Landlord to maintain payments to avoid cancellation.i.Dogs on “aggressive” list of most insurance companies are not permitted, including (but not limited to) Rottweilers, German Shepherds, Doberman Pincers, Chows, Huskies, Mastiffs, Malamutes, Akitas, Bulldogs, Bull Terriers, Pit Bulls or any breed normally over 15 pounds as an adult.j.Tenants owning pets – legal or illegal – are responsible for all pest control in their Unit and will pay a $95 nonrefundable charge along with this pet addendum to cover additional repairs/cleaning at end of lease period.k.TENANTS ARE NOT PERMITTED TO “ANIMAL SIT” AT ANY TIME.l.Trained, certified service animals for the disabled will be permitted, as per law, provided note from proper medical authorities are furnished to prove necessity.m.Tenants must furnish picture and description & name of each pet upon acceptance:PET ONE Breed: _____________ Name: _____________ NOTES: ______________________________PET TWO Breed: _____________ Name: _____________ NOTES: ______________________________n.Acceptance of any pet upon move in does not constitute acceptance of any other pet acquired later.o.The cost per pet is $19/month per cat or dog.

He's also seen people with scores in the 400's get home loans because they had a 40 year history of paying their mortgage on time, just a problem with paying anything else, especially those with several medical bills that went into collections.

Once the government controls a huge segment of the populations housing, food, medical care,and income, it creates the foundation to move from a free market system into socialism.

I'm also a Firefighter/Medic so I get to deal with it full time and on my days off.

They would either need to bring cash for the difference at closing, or convince the bank for the need to conduct a shortsale.An owner has to qualify for a shortsale, proving some sort of hardship (loss of income, reduction in income, job move, medical expenses, divorce, military move, natural disaster) and that they already tried and failed to refinance.

You don't want a handyman to get injured falling off your roof and then come after you for medical bills because they didnt carry the proper workers comp/ liability insurance at the time. also protects you if they do a bad job and you have recourse with their insurance company if they damage your house or make the leak worse....

., our family's) health insurance premiums and out-of-pocket medical expenses as a tax free employee benefit.  

Most traveling medical professionals are working for one of the big companies such as Medical Solutions, Aya Healthcare, or one of their subsidiaries.