On the other hand, if she dies, whoever inherits the home will get a stepped-up basis and not owe capital gains tax on the appreciation during her lifetime.

@Vincent D'AmatoNow is the time to invest in the south coast specifically New Bedford or Fall River, once in a life time thing when the train is coming back to the last two cheap multi family cities in the state “to my knowledge” 3-4 multi family for $300-400k prices will increase across the board when you can take the T to work in Boston then come home and live in a SFH with land and on the water for 1/2 or 1/3 of what you would pay for a 1-2 bedroom apartment in Boston.

I usually use the 65 to 70 percent rule - however, mileage may vary and its case by case. 

Biggest thing is to have escrow run title and see if it is even possible for the house to have clear title in your lifetime. 

I'm selling few properties off and that 15 percent down payment on traditional loans just seems so high.

some percent of something is better than 100% of nothing, so if you potential partner feels stuck too, there is value in it that you can leverage.But more than anything, any partnership is a marriage.  

The Median Sales Price was up 15.4 percent to $800,000 for Detached homes and 14.6 percent to $538,500 for Attached homes.

I see people doing it all the time to get a half percent lower rate.

With the new COVID/2020 "normal" and a country never so divided in my lifetime, I finally bought my "castle" around the end of June bind as I was faced with circumstances where I was in a rush. 

Since they can't do each property individually, they use comparables to make broad generalizations to determine percent changes.