I believe there is some ongoing legal debate on the topic and Indianapolis has not explicitly waived the requirement. 

I am not a CPA but I would love to hear what @Ashish Acharya or other accounting professionals would say about a non arms length transaction to realize a loss. 

Am I going to the wrong sources because typically what I’m getting is 30yr ARM with a 5 year balloon/renegotiated.  

Since rates are low I have to option to convert this loan to a 30year or an arm and lower my monthly payment.

If it doesn’t cost an arm and a leg to remove it then I would say do it as that shouldn’t effect resell or rent income at all and it will save you in the long run because tenants aren’t always mindful of things like that.

After reviewing the detail that goes into the AV calculation, it explicitly states that property condition and interior features (i.e. amenities) are excluded. 

I should have made it more explicit though as people tend to read quickly in forums.

Originally posted by @Eric James:Find a reason to disqualify her that isn't related to the dog.That my friend is explicitly a fair housing violation.

The combined time period the relinquished property and the replacement property are held in the QEAA cannot exceed 180 days.The property will not fail to be treated as being held in a QEAA as a result of one or more of the following arrangements, regardless of whether the arrangements contain terms that typically would result from arm's-length bargaining between the unrelated parties:a.

I would not provide rollers,  I would suggest that she has 2 strong armed men help her move them in and out when she needs to clean.Clean tenants are great, but really, she needs to have someone lift them up, is she  such a "PIG " !