I don't need their current address or employer.

People earning more money and thus feeling better about their employment situation are more comfortable making purchases for homes and or upgrading their home.

You can garnish wages or income from certain sources (employment) but only to limitations and bank accounts may have drafts made against them, but only from qualified incomes.

What major employers are in close proximity to your property and what is the average salary?

Is the only other employment option "hourly"?

So, if you're subject to passive loss limitations, you wouldn't have to carry losses from your vacation rental property forward each year. http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Passive-Activity-Loss-ATG----Chapter-2,-Rental-Losses

These were typically hourly workers most likely to always be hourly workers, often referred to in this area as the "Bar/Restaurant Crowd" In the Midtown area there are a number of areas that appeal to those who can walk to work, typically at a place where they make $8-$12 an hour.Typical applicants had limited credit, often limited rental history, but employment verified.

Also, Is the letter mailings the only marketing that you currently employ?

First of all define Hoover's "other way" and I noticed you're from California where they've been employing socialist policies into your state's economy for some time.

My name is Zac Gilliam and I am employed in the medical field in Northeastern (specifically Huntsville area) Alabama.