We have a lot of kids & he works 12-14 hour days so it makes it tough.

This is tough to do by the way because you cannot predict the market but you can make educated assumptions based on what you know.If long term, as long as the cash flow is great, there is no reason for you to be concerned about appreciation for now.

@Stacy Manson An individual 401(k) (also called Solo 401(k)) is my favorite retirement account for self-employed individuals that do not have employees.

Employee agrees to promptly notify Company of employment or other affiliation with any other business or entity during the Period.”Thank you for your time reading this.

Still going to be tough to find a house that pays with only a 3.5% down payment though.

Use a Mr Clean eraser on the tough spots.

Finding 100k - 200k in Boise is pretty dang tough (impossible?)

No hard hats were worn, no safety glasses for all employees, and the people working on the rafters didn't have harnesses nor were tied off.

Some can sell off employee stock options or sell their practice and are retained on with salary.

Very tough to get 3 or 4 designs per room if you’re paying a local designer $50-$100/hr