If you were managing a property and these two issues were on a tenant call back, would either have been charged to the owner?

If tenant wants to pay and stay, they need to pay everything owed including late fees, non-sufficient fund charges from the bank, and the eviction filing costs.You can stop issues like this by only accepting certified funds after the rent is late.

I figure you could charge the tenants a base rate for electricity every month and that goes to paying them off.

E.g. if my property manager would charge one month's rent in order to find a new tenant, in addition to the lost rent while the unit sits empty plus the turnover costs (painting, carpet cleaning, etc), shouldn't vacancy rates be padded even further?

I generally charge a smallish flat fee for what you described which includes the operating agreement, a kovol letter with your accountant, and education about how to make sure the limited liability stays limited liability. 

So, a lot of people probably know this already, but I recently learned that Title Attorneys (I use John Bennett at Origin Titles in Decatur, GA) will often write up your Sales Agreement at no charge if you put in the contract that closing will be done with them.I know you can download forms and write it up yourself, but why? 

Your HELOC is calculated more like a credit card's interest where you are charged a certain percentage of the balance, and you pay down as much of the principal you want to, as you want to, subject to defined minimums. 

It ultimately depends on who's in charge of running the asset from the bank side of things and there's no realistic way for potential buyers to know the exact reasons why the bank is running the asset the way they are.

After switching hands a few times over the years, the house at 2830 Park Street was purchased by the Florida Cabinet using what’s called the Internal Improvement Trust Fund.In 1982 the state Department of Corrections took control of the house and used it for what’s called a Women’s Adjustment Center — a sort of halfway house for female inmates with short sentences.Now, a Department of Environmental Protection spokesman said his agency is in charge of selling it off, along with other excess state properties.

Renewal fees from 35-75% one month rent and some charged every six months.