Yes, probably uncooperative junior lien holders, or the bank saw that the seller had additional assets or a good job such that they could effectively go after them on a deficiency judgment, versus the SS where the seller was probably negotiating hard to be fully released from the debt.

A judge may say that intermingling funds or using company accounts to pay personal expenses, or representing yourself as the business or other things may effectively pierce the veil.

As I understand it, Harp 2 goes into effect March 1st.

The effect of when the income is received can be HUGE.

But if spending another $5k only increases the ARV by the same amount, maybe I shouldn't, unless of course it has a good effect on DOM.I would guess that it will always pay to do somewhat more than the minimum if only to increase the curb appeal and sell it faster.

Interest rates have some effect or influence, but there are a number of other factors (unemployment, economic outlook, population growth, household creation/consolidation, consumer confidence, tax codes, etc.) that are more powerful in determining housing prices.

And further, what about a wiki for the consumer to crowd source not just the hiring of but in effect turning the whole WIKI into a population of knowledgeable people working in collaboration with you?

Originally posted by Jon Rood:...if I run my business poorly, do you think they will give me a loan......nope.....what I do get to do is pay an effective tax rate of about 50%-60%.

I'm beginning to doubt the validity of the records available using their online tool.

There are some effective homemade solutions for dealing with this problem.