Did you know that in the dark ages, we used to dial numbers on rotary telephones to make a call?

There are MANY ways to skin a cat.

Hi John,You might be able to find an individual private lender where you can work something like this, but with regards to hard money lenders, banks, or similar financing options, what you are discussing is very atypical.Lenders generally like to see that you have at least some skin in the game.Even if a lender says that they lend up to "70% ARV", this typically comes with a maximum LTC, or loan-to-cost stipulation.Best,Michael

I've had skin in the game since day one with thousands of dollars "stuck" in my properties.

(though arguments could be had about how passive real estate direct ownership is, but that's for a different day) . . . passive income is not a compelling "why", not compelling enough for the dark days. 

Again, other might feel differently here.b) Skin in the game: as a conservative investor, I understand that the dirty secret of industries that the waterfall compensation is in the line with me and incentivizes sponsors to take more risk.

For a particular system, based on number of items, type of distress, and condition, you will get a red, yellow, or green, or in more sophisticated software, like all different shades of these colors.  

We get it a Home Depot for $1.59/sf. and it comes in three (3) different colors, all relatively neutral browns and grays. 

Replace/add light fixtures to increase brightness or even just change out bulbs to ensure high CRI and consistent color temperature throughout the space (2700 or 3000). 

The damage you show is only a small portion of that door, so it's probably only worth $10 - $20.Color it and forget about it.