The wisest course of action is to reach out to the Property Management company's insurance company and file a claim.

So looking at an insane return (of course investment in rehab will be factored in).

I have a 710 credit score so that is no issue at all but it is just the proof of income not being a w2 employee that can get tricky.

Something we are currently cautious of is since this would be our first tenant, we are taking on an additional amount of risk due to credit & background would be unknown.

HI Nicole, You can always open a line of credit for the property, since this will be your primary you'll be able to get up to 90% LTV if needed.

Since I am self-employed, I will likely be looking at hard money lenders (HMLs), non-QM lenders (bank statement loans, DSCR loans, and small, local, regional banks and credit unions.

I've heard stories of "gurus" promoting courses on how to renovate and lease homes to housing choice voucher recipients and part of their sales pitch is higher loan leverage than market signed leases.

Intuit announced that it's shutting down Mint and pushing people to Credit Karma.

Of course there are other factors such as age... if it was constructed with clay or cast iron tile then most likely tree roots have destroyed it, vacant or not.

I'm sure I'm an outlier but I would have it professionally cleaned between tenants as a matter of course, and wouldn't charge unless they left it pretty bad.