And gee, does anyone remember the Good Old Days when ONE wage earner with ONE job was able to afford a home?

Kathy,It started with personal contacts, then Matt Gil and I had a little pow wow and rearranged are site using the Web 2.0 approach and provided a needed product to the market that was distributed via e-mail.

Cant they afford the rent?

I am recently divorced and I can afford the payments on my house.

In this current climate, I'd probably stick to commercial that's anchored by products people will always need - food, clothing, shelter, insurance and alcohol.

They are convenient (locations almost everywhere) and have a range of products for the small business owner.

You learn how to live on dollar amounts smaller than you could imagine so that when opportunities arise that need cash - you can afford to invest.

Although he can afford the monthly payments, most of his cash is tied up in other investments (real estate, toys, etc).

She can afford her payments now.

But after reading the newspaper every day for the past two years, I personally don't think it's such a hot idea to help qualify people for homes they can't afford.