If you have comps that indicate the value of the property is higher, submit them to the broker, who can work with the lender/underwriter to do a review of the appraisal and hopefully get it revised.If you have the appraiser's phone number, perhaps give him a call and discuss the situation.

I am guessing(only guessing) that since this is a slab foundation, and you indicate there are issues with other houses in the neighborhood that these foundation damages are due to shrinking and swelling of active clay soils.

I can indicate the size of the mantle, for instance, or circle a defect in a photo to remind myself that it needs to be repaired.

However, as you indicated, it is for vehicles in most states.

I am looking at the deed of trust but do not see the indication whether it's an FHA loan or not?

The 2% / 50% guidline used by many investors would make this property worth up to $33,000 2% is $660 the 50% rule which may be conservative indicates your cash flow after maintenance taxes and insurance would be $330 xc 12 or $3960 which translates to a 12% cash on cash return. considering your low taxes and insurance on this property a buy and hold type like myself would consider this property.

The article indicates crowd-funding will be possible through SEC registered portals, will this be similar to Propsper.com or LendingClub.com?

There are still plenty of blue chip companies that are still increasing their quarterly dividends which is one of several indicators that a company is healthy.

Originally posted by Michael Amosson:...The rate is 4.6%, which works out to an APR of 5.3%. ...The difference between rate and APR is an indicator of "how expensive" the loan processing is.

Sure, a lot of information will be second guessed (like monthly rents and expenses) but I'm always going to ask for the information anyhow, would be useful if it was up front.Also should indicate if the seller is willing to owner finance and if so, at what terms.The more back and forth you can save people, the better.