This will cut down on holding costs.

@Mark DiRenzo I’m no expert, There is also a thing called Home Equity Investment, where a lender loans you the cash in exchange for a cut of future equity.

Once I paid off her bank I cut her a check that she never cashed, very strange.

@Drew Sygit maybe you misread or I didn’t properly explained.. surely I know Section 8 bares no responsibility while the tenant is gone, I was stating while she was still occupying the home, Section 8 cut off payments.Update: It was a mess but ultimately she was removed within the last month.

Well, to cut the story short, I found a beautiful 3/2 that's been being used as a rental.

So long story short, I am hoping to cut out one more person, get a better introduction to the industry and potentially broaden my network by being more technically competent in the industry. 

The condo I own was build in 1992, so right on the edge. 

You will get a bunch of opinions about what you SHOULD do, but YOU know what you should do. 20 year cuts some interest while still keeping the payment pretty low.

Your closing attorney will be the one that does all the paperwork with all safety safe guards in the contract.

Bristol is a very nice small city- located on the edge of going rural, but not convenient to the highways- decent taxes, good water bills, and the town government is ok.