Hell who is to say an individual will live long enough to enjoy retirement.

Maybe you should present this to a couple local mortgage brokers, they will have a larger contact list then you and they will only have to run your credit once vs going to each individual bank.  

Please keep in mind there is a big difference between a portfolio loan and an individual 30 yr fixed.

The main differences being that hard money comes from an institution as opposed to a private individual. 

This article's focus is on forward-looking expectations of individual housing markets.

I am hoping to meet anyone who shares my interests and who can potential teach me new things.

Hello all - I have been soaking up tons of info here on BP for a couple months now and have listened to many of the podcasts and would like to start by thanking BP and all of you investors for taking the time to teach, help, and advise all of us beginners.

I know this is a unique issue to the note and the individual, so I'll add a few details and see if there are any suggestions as to where I should go from here.To begin, I'm a note rookie, and I accept all the critical feedback that comes with it  : )   I now know that I was under capitalized when pursuing this note.  

I am hoping to connect with like minded people and individuals who have advice for a new investor.Thanks!

He teaches me stuff everyday on dealing with the banks and tenants. we have adopted his leases.