So, now that I have my 401K going and an Emergency Savings fund good for 6 months of expenses, I wanted to begin investing and have decided I’d like to pursue REI primarily.

Feel free to DM me so we can discuss more what you are looking for.

@Ashley Guerra - I live and invest outside of Philadelphia, so I can't comment on your specific markets in central and south Jersey, but can provide my perspective on things to think about to help your decision.1) I would consider speaking to 3-5 people/investors in each market you are considering (central and south Jersey) to listen to their thoughts on pros/cons of the area and how they invest.

They can go through the most important parts to look out for with the insurance policies and since they go to court with them so often they can give you an idea of how claims turn out with the insurance providers.Feel free to message me directly, I can refer you my insurance adjuster if you would like.

I paid cash, because it was going to move fast... so I thought.1.

Plumbing roofing electrical hvac water heater everything is new so Im not expecting nothing major for at least 5 years.

If so, you could try conventional.

I have never used it so I can't comment, but worth a try.

I’ve done rehabs on the mainland, and this would be my first in Hawaii so I want to be as prepared as possible and ensure my analysis accounts for everything (or as close to!).

I wouldn't be buying in CA.Growing up in the SoCal area, yes the appreciation has been great the past 20 years; but they way the state is headed, people continue to leave.Red tape in California has caused business to evacuate, high net worth individuals are also beginning to exit the state.Food for thought.