I too have been struggling with a spouse that is very skeptical about REI's and other alternative investments!!

I would suggest you try to find other local investors in your area, and ask them who they recommend as a bank.My banker owns rentals, so he is a natural fit for me (and other investors as well).Good luck.P.S.I would suggest to other first time investors to ask around for a good banker.

Only thing I'd add is that people who have been around for a while tend to measure today against yesterday ("It's so much easier today than it was yesterday" or "the returns are lower than a few years ago") - it's human nature.But, it's not logical to base decisions off this thinking - we all have alternatives every day, and the only relevant data for an opportunity is TODAY compared with TOMORROW.  

This is a alternate option from home equity loan.

@Wade Garrett A locksmith is overkill for most incidents of this nature.

I explained the seasonal nature of the rental market as well. 

So you could wrap in the renovations into a loan of that nature (as long as it appraised correctly).If you wanted to put a 2nd mortgage on top of the owner financed loan your best option in Texas would be a Line of Credit.  

Digital is best for the seasoned sponsors.Again, if you were referring to the advertising as I was thinking about, like SEO or running FB ads or that nature (or even social media posting), it's not going to work at that stage.

It is explained in the blog that a biological dentist is a dental professional who practices with the intention to treat patients in the safest and most natural way possible.

Co, unlike natural gas is odorless which makes it undetectable by smell.