If anyone has more information on a great insurance agent/agency with low cost would love some more insight if the syndication affects any of that.

Got contractors from the management agency who happen to be really cheap.

With agency involved, there are certainly more required disclosures but CA has its own disclosure laws regarding real estate and FSBO or not, sellers must disclose any known defects, adverse affects to title, adverse affects to the value (such as death on property), etc.

On Realtor fees and "agency".

Really 2 side by side semi-attached SFRs and got a 65% surprise in closing agency fees over estimate - the day after I drop off contracts and escrow check to settlement agent. 

Below is specific to Freddie/Fannie Agency…I’ve done many deals north of Orlando, Jacksonville, Pensacola, Miami, St.

Bought with owner financing and once all 72 units have been renovated it will be rolled into long term agency debt.

John Hill Agency Insurance agency635 Atlantic City Blvd, Bayville, NJ 08721, USA

Here's the guidelines as they sit today (these do tend to change from time to time):How Agencies Calculate ReservesCalculation of Reserves for Multiple Financed Properties with Fannie Mae – Fannie Mae usually has a lower interest rate but higher reservesIf the borrower owns other financed properties additional reserves must be calculated and documented for financed properties other than the subject property and the borrower’s principal residence.

Fannie Mae and Freddie Mac - These are the two "government sponsored agencies" that regulate residential loans for investment properties.