Like Warren Buffett said "It's human nature to make easy things difficult." 

Verify income with several month's worth of pay stubs and when checking employment, google the company where they work and go through human resources to speak to their supervisor.

Although it's human nature to want to give people the benefit of the doubt, this is not behavior that ever turns around for the better.

It's human nature to want to help like-minded people.

It felt good to erase that off my goals board above my desk especially since this borrowed money came from a credit card cash advance that was 4% upfront, but 0% interest for 12 months, and due to start charging some absurd amount of interest starting Jan 2014.

I'm also in graduate school studying to obtain an MBA degree with a concentration in Human Resources, eyeing a spring 2016 graduation.

Thanks in advance.I'm not sure about the $15 per quiz you mentioned, but that sounds absurd to me.

"Legion" is a movie that just came out that rewrites Revelation as God sending angels to earth to destroy humanity - outright against every interpretation of Christianity and even Judaism.

There aren't really any loans that will give you, a human or and entity (which is owned by a human) soley based on property-specific information. 

Before actually closing on the house, I drove out to introduce myself to the new tenants to show them that I'm a real human being and go over changes that would take place for them.