In Florida, the only thing that survives a tax deed sale is a government lien like code enforcement.

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

However, there are a couple of issues with it:- You will have to disclose any loans you have and the source of downpayment funds- The loan will show up on your personal credit report which may skew your credit score- The personal loan will count against your DTISome ways to get around this: - Lowering the purchase price- Negotiating seller concessions- Using seasoned gift funds from your close relatives with a letter of gift funds explaining that repayment is neither expected/enforced

Tax liens, however, are typically not wiped away, or other liens placed on it by the county for things like code enforcement.  

Some can be mitigated through insurance/titling but even more can be reduced by keeping your property well maintained, having a solid lease and enforcing it, and knowing the Fair Housing Act inside and out. 

I've heard the stories where code enforcement will make you "tear it out" but I've never met anyone that this has actually happened to. 

However if you are in a suburb, call the municipal code enforcement they'll tell you what you need to know. 

That wasn't enough for me, because I imagined the nightmare if they decided to enforce it.

How stringently that is enforced is another story, and yet tbd.  

You need to know it inside/out and how to enforce it.