You might need to get with a credit union or smaller local bank bc to get $70k for repairs will be a huge stretch.  

My delima is I found a private money lender here in Baltimore that works for my situation I’m 25 don’t have much work history or experience as an investor (one brrrr deal under my belt).

Maybe, but the family loan isn't recorded or on your credit report, so that should be fine.

Do you have any line of credit you can use?

I am now asking for a background and credit check.

Hello everyone,I received this message from the mortgage company I am using this morning: “One thing that I was told is that the interest rate would be around 7.875% with 1.25 discount points.”The interest rate seems high seeing my credit is over 700.

@Cassidy Burns, Personal Capital is a website that allows you to import account balances (banks accounts, investment accounts, credit cards, mortgages, etc.).  

However, they take credit for their company's transactions.

They did an oil tank sweep and there was no tank residue or history, so that was a plus.

OPTION 3 – Lease Option Assignment Option Price: $132,000Option Consideration: $50Monthly Rent: $1,050Rent credit: - $200 (on-time payments only)Term: Minimum 2 yearsNote: If we can’t do option 2 and stay in the middle, we will assign the Lease Option to a pre-qualified tenant-buyer, but only with your written authorization.