Just like the lender views the property as a 4 unit vs two duplexes, you just happen to have two buildings is the difference.

Then I looked at the other properties for sale in the area and this one had the best view of the water so I closed on it.

It was a great over view.

@ Bill S.I like your point of view.

Would this be viewed as discriminating against those receiving unemployment, SS, etc.?

My current home has views of uptown and I also have a quarter acre lot and am in walking distance to the NFL stadium, NBA arena, new minor league baseball stadium and a host of restaurants the theater, and museums.Seversville is the adjacent neighborhood where we are building 6 new bungalow homes.

If you have viewed the house and don't see any major problems then $14K is probably pretty strong.

Just ignore the dirt, keep digging, and you'll get to the gold.Never forget that the conventional view serves to protect us from the painful job of thinking.stephen------------

Is everyone in SF jumping on the Bay View bandwagon?

One could argue that minimal property management roles such as placing advertising, screening tenants and things of that nature fall into this category, and there is a lot of support for that within the tax community  You clearly cannot compensate yourself for such activities, and you would not want to end up in a situation where a significant amount of time and energy goes into these activities or you could be viewed as providing services to the plan.