With a property that is affiliated with an HOA, is it the responsibility of the property owner to pay for maintenance of the property to remain in compliance with the HOA’s guidelines?

The mortgage broker has assured me some banks they work with will refinance at 85% LTV.

First, I’d make sure I am in full compliance with local regulations so that there isn’t a “case” against you.Second, I’d try talking to the neighbor, let them know you very much care about your property and the neighborhood and will do your best to make sure your tenants (short term or long term) do not cause any issues for anybody.

When you go to upload the purchase contract (to loan portal, to appraisal portal, to anything), it should be a single PDF, and you should have some double check assurances, one way or another ("this is a $755k purchase price, right?")

Check your local laws to ensure compliance with your jurisdiction. 

The mortgage broker insists that this is a standard request in order to be in compliance with Fannie Mae guidelines.Can anyone or any lender give me any more clarity as to what exactly is going on?

I couldn't find much about lead safe compliance program in Cleveland on the forums.

Attorney, sit down together with that resource, tell them what you want to do and have them build the fences to help assure greatest success and solve problems before they ever happen. 

I will provide the typical STR management services like listing set up, decor, pictures, day to day operations, as well as bookkeeping and tax compliance (I am licensed).

I would reach out to the upstairs tenant about these issues and they assured me that they would only smoke outside and that they took steps to mitigate the noise in an effort to be as respectful to the tenant downstairs.