How should I approach this lead with a reasonable offer?

How should I approach this lead with a reasonable offer?

Being a Dave Ramsey ELP, I usually approach these situations from that perspective.

You're spot on with that approach, but determining the outcome (accurately factoring in the profit potential and required time) clearly involves some significant experience - not the kind of thing I should attempt to plan for.

The homeowner was unable to make mortgage payments to the estate for over a period more than 24 month by the time she approached me as a mortgage broker for help.  

I want to take a pragmatic and calculative approach and get my education first, but at the same time I'm looking for properties CONSTANTLY.

I have been approached by a client has 13 homes for sale.

I want to make sure what I am getting into before I take the next approach.

I have approached his realtor about being the go-to realtor for my business because we get along so well, and she says she is very knowledgeable about creative financing.  

For a bit more rehab, could turn it into a 2/1 with an attached 1/1, and even reno the garage for another 1/1, with good rents over the winter months. 2) SCRAPE AND BUILD: On the other hand, I approached a high quality local developer who proposes we do a JV- I bring the land, he brings his reputation, expertise and oversight of the development and construction, and clients- he has several would-be buyers looking to build in the area.