We do get some direct from the Bank Foreclosures, but that's due to our relationship with them.  

Waiting for my bank account to fill up.

You have $350,000 in cash available to invest, and your bank has said that the potential financing terms would be 80% loan-to-value, 1.20 minimum debt coverage ration, 6.75% interest (fixed for 5 years and floating for the remaining 15 years of a 20-year term), with 1 point payable at the closing.

You will need to confirm with your bank which appraiser to use, make sure they will accept it.I hope that helps.

The key to a place like a mortgage bank is that they may have a ton of options for different banks/lenders and many of those places will underwrite things differently. 

@Doug HaistenNot much you can do with a property that is worth 79, has a mortgage on it for 85 and needs 10K to bring up to speed.Wait for the bank to foreclose and hopefully you'll be able to wholesale it for 30.  

Don't do a "table top" closing.And of course once the bank learns that you are taking over the loan they can enforce the Due on Sale clause.

The area I think I could do better is the financing next time after talking to Moody Bank and BBVA.

we get an email from one of our vendors saying she changed bank accounts send the next draw to this new account.. we call her and no new account and it turned out her computer was hacked and they were monitoring our e mails.. when she requested a draw they sent the phony e mail.. 

My worry is that a roommate dispute may hurt my chances of borrowing money from banks.