The earlier you start in your RE journey, the better off you will be in the future.

If ever there was cause to come together and fight for better enforcement laws, the issue of squatters is it. 

The earlier you start in your RE journey, the better off you will be in the future.

Whether to jump in now depends not only on interest rates but several factors including where you are financially, do you think values will increase or decrease over the next 2-5 years and will the investment provide you with a better return than investing the $ somewhere else.?

If not you can take out up to 100% Cash out where you might lose a low first rate but good news you can refinance in 12-24 months and lower the rate.Mortgage rates are getting better and will be back down in the next couple of years allowing you to refinance and recapture a lower rate if you take out cash now.

CA does possess its own added challenges a landlord may face that other states offer better protection against. 

So let me know if you are interested in the area, I think it would work better for you!

You want to focus on the better neighborhoods here and not invest as if this is instant cash flow.

The loan terms are just so much better for owner occupants than investors. 

Renewal options are a better way for both parties to feel good about the agreement.