@Gayle MelnickThat’s 100% true Baltimore is a unique area with Million dollars home sprinkled throughout and $10k homes a few blocks away.

The only true way to get into deals no money down or out of your pocket is through over financing and or private lenders and syndication.

Very true and we would still be buying something well within our means.

They seem too good to be true. https://harmonyinvestmentsltd....

If password same for 6 months and each month had 10 guests, etc.PPS - if you use non WiFi router provided from ISP you could lock that up and have you own or another WiFi router out so if they reset it they can't set it back up to your main router.( can save setup logs and re-setup easy, also may save rental fee) Or combine options above hard wire cheap wireless router on each floor all hooked up to main router that can be locked in any steel box since it isn't providing WiFi.

As it is now its all sort of open with no true separation of rooms from kitchen to bedroom.

True to form, they didn't disclose they had added that language. 

Ordinarily, I would 100% agree that we would NEVER touch a retirement account for something like this, but because it's part of the CARES Act, the following is true:- The 10% penalty is waved- All taxes will be reimbursed if repaid within 3 years- There are no requirements on how to spend the money (this is of course different than if we were to just take a distribution outside of the CARES Act)So... we actually moved forward with this plan.

If I was to go a few hours outside of Wichita, it seems it may be possible.Yeah it depends on what you want.  40-100 acres really has no scale to make any money off of it.Also land within an hour or so of Wichita will sell at rec or development land/small acreage prices - and not to it's true value IMO.Crap land around where Iive in Topeka in between Topeka/KC will sell for 8-10k plus an acre for a cedar infested wasteland that needs Multiple $ks worth of development or a lot of hard sweat equity to get it developable.

Removing that room would allow me to frame out a true master bedroom and even add space for a stackable washer and dryer insert. it would even give the home a bigger living room. unfortunately, the property is sitting on a crawl space foundation so I was thinking and hopefully, my mindset isn't too far fetched of maximizing the functionality of the space I have to work with.You're completely right I have come a long way to get cold feet.