Well it appraised for $224k I had paid down the debt to $159k so Ive got a solid $64k in equity.

@Tim Hallhaha I felt the fear of god for a minute. yeah I do need to work on developing a solid team.

So, for example its been for a while that deposit banks really only care about doing "easy" loans so their good rates are only available to customers with very good to excellent credit and have solid w2 jobs. 

Make sure you exchange into a good solid market like the midwest (I am in KC) and that the asset you buy is what you want.

Blanchard insurance in Orlando is a solid group. 

You can get a solid ROI, have your investment secured by real estate AND have no property management issues.Did you end up jumping into a BRRRR?

I'm prepared to start utilizing debt now that I've laid what I consider to be a solid foundation.

Purchased the property 15% below list price and expecting solid returns, especially after splitting out utilities and raising rents to market rates.

@Ryan Pearson You could put everyone on each mortgage, but when you hit your threshold of maximum residential loans allowed (typically at 10), then you'll need to find an alternative for more properties.If you have a solid partnership agreement in place and want to be the most efficient, then you could place one person's name on each loan which will allow you, theoretically, up to 40 loans before hitting the limit.Another alternative is to create a partnership LLC and place them all in there.

We are all rooting for you here.