Such minimum loan amount restrictions came into being during the depression due to scammer types.

You can refinance with some loans without restriction from a hard money purchase loan.

All valid restrictions of record; andb.

If so, there are all sorts of SEC and state restrictions you have to follow and you’re attorney is probably correct.

Wells has a general rule that they'll allow these transactions, but the underwriters have the leeway to impose the restriction if they want (many banks actually put personal responsibility for underwriting on their underwriters, so the underwriters have a lot of leeway to be more strict than the bank requires).So, if you want to go with a big bank, try Wells Fargo.

Good point in mentioning the difference that the restrictions for negotiating/writing notes is 3 (per Safe Act) and the restrictions for state licensing is 5.

Now I don't have to feel so guilty imposing on you!

State Bill 321 is set to further devastate the Las Vegas Middle Class by further restricting "the banks".

While the also are trained in administrative law issues, few actually deal in administrative actions which can be rather imposing and not being a court matter, orders by agencies and fines imposed are final, it's after the fact that your attorney then requests a hearing or court action.

Or your parents can fund the loan completely (assuming they have enough funds to do so) - then there are no bank restrictions to interfere.