I should be able to qualify for a DSCR loan or conventional loan, but I see down the road that this could affect my DTI and make it difficult for me to get more mortgages in the future.I understand I could use a conventional investment loan and my parents could co-sign the loan to give me better terms, but does this remove the loan from my DTI?

Purchase price: $380,000 Used my VA loan to buy this new construction detached townhouse at 0% down to live in.

I've thought of 3 different approaches - 1. co-borrow...multiple parties on deed, entitled to % rent & depreciation based on investment, have "access" to property2. co-sign...multiple parties not on deed, negotiate % rent & depreciation based on investment, no legal access to property3. side-deal...parties gifts the down payment, operator must qualify for loan, all other details TBDAre there more approaches/options?

However, I would like the solo 401k, if possible, for (i) the $50k loan option & (ii) no taxes when using financing.

that amount will be challenging to get funding for due to the high cost to orginate a loan.

Turned out he forged several of the loan documents and was eventually caught and indicted for fraud.

What are some questions to ask lender in order to get the best loan?

Is that where hard money or private loans would come in?

Here are some of my thoughts:Use a construction loan, which would cover all the renovation costs -If yes, which loan would be suitable?

Good luck finding your first commercial loan that does not report on your social security number (ie: your name).