Some other investment loan programs allow gift funds, so there are options out there besides conventional financing. 

I have purchased a property on cash using my HELOC and I was wondering if there are options to do the following:1.

Calculator should provide amount of conversion  tax payments needed, one or multiple conversion options,  Medicare IRMAA impacts, various investment percentages of Roth growth vs IRA growth, and RMD amounts with associated tax bill.I’ve seen numerous CFPs hawk their services for $5,000 or more.  

It will help us assess where the "bar" is in terms of competition and what consumers are looking for on the platform.

Test them out, if they aren't good try another option until you find the right fit. 

Now a permanent buy down option (where they just pay points in a traditional manner) can solve some minor DTI issues.  

OK, I would urge you to be very, very careful here...Certain operating expenses are paid monthly from lender escrow, so it's easy to assume that any costs not paid this way are somehow "optional."

Considering your situation and goals, here are some insights to help you navigate your options:1.

This is the simplest option because then you can utilize hard money.

It's essential to familiarize yourself with the local landlord-tenant laws and work with a reputable property management company to ensure smooth operations.Short-Term Rental Laws: Philadelphia has regulations on short-term rentals, but it is still possible to operate Airbnb and similar platforms within the legal framework.