They are loose with terms and financing.

If you are worried about rising interest rates, you coukd loose much more with a bad tenant experience.  

From what I know real estate agent can loose their license for this.

If the budget is tight and the target clientele do not demand more, you could try refacing the cabinets (probably still want to loose/remodel the peninsula) in a lighter colour to brighten the kitchen.The backsplash on the other hand may be beyond redemption.

(Stupid I know, but "double ending the deal" in agent speak is slightly frowned upon - aka the agent is bound FIRST to the seller first so you're like the third wheel to their relationship.)

  - You need to set up auto pay the underlying and the buyer to set up auto pay of the wrap note so each month that bank account is growing a bit by the interest rate arbitrage.You are loosing depreciation, the deed changes hands to the buyer.  

I am interested in exploring creative ways to use the equity in my property without refinancing and loosing my low current interest rate. 

@George Carrasquillo  I call them pump and dump due diligence scammers.. internet , BP, linkden , facebook are full of these dudes..Account Closed  yup  state of NV does not fool around with this stuff... sometimes I think people think of NV as fast and loose but its not the case..

Just remember if you get your RE license you are bound by the ethics and laws of a RE agent.

Who bails out the banks/Insurance companies if the Commercial Backed Mortgage Securities (CBMS) collapses in Value when the underlying asset looses value?