@Dennis SmithWe know of 4 major and consistent content-producers in this space:Al Williamson - Offers a course, ongoing coaching, monthly group meetings, been a landlord a long time, we took his course in 2020 at a discounted rate--our view it was worth every penny; Based in Northern CA Jesse Vasquez - Great YouTube content, unique takes, often wears his hat on backwards during his videos; Based in CAKellie Michelle - Great YouTube content, clear and concise, Based in smaller midwest cityErin Spradin - Wrote a book, good YouTube content, Unsure where she is basedMy sense is that Al has been at it the longest, but they all seem good to me, though we've only taken Al's course.

Currently paying around 9.5% interest.

And seriously, you gotta get that insurance situation straightened up.Such great advise @Scott E!

Some of our initial baseline, no-go, criteria when we first listed were: 600+ credit score, no evictions, no bankruptcy, and income 3x rent... however, after finding that very few interested parties were eligible to even "enter a review phase" of landlord verifications etc, we loosened up a bit and went to an objective scoring model that I tweaked from a few ideas obtained after speaking to both rental professionals in my local area and some on this forum. 

If you don't factor that cap ex budget in your cash-flow evaluation, then for the first 5 years it looks like you are doing GREAT and in year 5 you are doing TERRIBLE, but in reality its was business as usual all along. 

Interesting @Urpi Arriola I haven't heard of anyone running a rent by the room MTR strategy.

I like the idea of wholesaling—it's a great way to build some solid income and experience.

Most likely once you cut open a hole in your sheetrock you will se the 2x4 wall framing, and more sheetrock, which should be doubled 5/8" fire rated sheet rock.  

I need someone who is motivated to generate direct bookings, especially since my property is themed, and Airbnb doesn't do a great job of marketing the theme. 

What made you interested in investing in this type of deal?