@Irfan Sabovic if the C corp is doing well, why not bonus out the money to the shareholder for the down payment.

bank is so generous.

Any appreciation is a bonus.

My debate was going to the 3%/3% split or possibly offering a limited time bonus to the buyers agent.

I'm not familiar with Illinois housing law (came here hoping to learn) but having your rent increased by $50/m after having no rent increases for two years is pretty generous, especially when you are getting a brand new furnace and AC.

In case you're interested, it's at http://www.jwarrens.com/understanding-inflation-vs...)So to answer your question, I would encourage you to NOT rely just on market appreciation (to your point, that should be a bonus) but definitely DO focus on finding things where you can add value and force some appreciation.  

I believe that if you were to sell now, you'd probably regret it down the line, because I think that $600-$800 in cash flow every month from a single property would be a pretty killer bonus on top of your SS.Just my personal thoughts.

I can provide some referral bonus...if I end up going with any recommendation or contacts.

(This was very generous --my state only requires 15 days' notice).  

Bonus points if it's an easy commute to Allegheny Hospital.