Let me know if you want to chat sometime as it would be much easier to explain your many options over phone.   

Sounds like you are trying to do a Lease with Option to Purchase.This requires 3 separate documents:1) Lease2) Option Contract3) Purchase contract triggered when tenant enacts Option Contract.National statistics show that around 65% of Lease-Options fail.

Make connections with nearby real estate brokers, investors, and property managers to get knowledge and expertise.Look for properties with capacity for appreciation, value-adding potential, and good cash flow possibilities when identifying investment options.

Are there any loan options out there I am missing to keep out of pockets costs under 100k?

Currently under Lease w/ Purchase Option Agreement until 07/01/2026 What made you interested in investing in this type of deal?

You can find a lot of opportunities in the Sunshine State, whether it's the vibrant atmosphere of Seminole Heights in Tampa, the undeveloped potential of East Tampa, the budget-friendly options in Clair-Mel, the urban cool and community warmth of South St.

This is good if Debt to income is good this will be a good option. 

All the best I guess Cleveland might be a good option. 

I recommend you check it out when you're evaluating bookkeeping options. 

The overall affordability and growing economy make Jackson, TN an attractive option for those looking to make a smart investment in property.