Oh I just gave you one million idea.If you can do that, I can query like this :Please find me probate houseplease find me house that has termite issue and costing more than 20K to repairplease find me house that was burnt after fire. :-) there's software that can do this by now (it's the closest to AI), and the way they do is by reading deed record.

But this has not been an issue or a concern for them at all.

I agree with you on the reputation issue, same here.

Did you have any issues with your HML there in OK?

Matt the number one issue is selecting a property as one of your three and the numbers change after you are locked in.

If you are okay with your return numbers then there is no issue with this property profile and location.

Not having boots on the ground can be a huge issue as well. 

Most insurance companies wont even issue the policy if the current condition is distressed.

As I said, I think there is a lot of work to do to get this estimate on track but those are some of the obvious issues. 

When you scale to 5+ properties, issues and the cadence of messaging will increase 5x.