As an owner occupant, you would avoid some of them (property management in particular), but one way or the other, you're going to pay them all as the occupant.As an investor, vacancy is a key consideration.

I am a beginner in the real estate investing business and am curious about what features are big draws for potential renters?

After adjusting for these factors your calculation for Cap rate should look considerably different.

Also, does a lender take into consideration that a property is to be rented, as a factor of repayment?

You will find a wealth of information here and make a number of connections whom you can draw upon in the future.

Banks aren’t taking physical condition into consideration or adjusting to a softening market and discounting appropriately.

LancasterJ, have an attorney draw one up for you.

I'm also looking at appliances right now for two houses I'll be putting on the market soon and I was planning on going with a side-by-side fridge for both houses, they're both what I'd call middle of the market houses for my market (listing for probably $260k and $170k respectively) but then I wonder if I should spend more and get french door fridges, which also seem to be the hot item these days, but cost considerably more than a comparably sized side-by-side fridge.So, with all of these questions, I wonder if I should just list them without appliances and offer a credit towards new appliances for the amount I would've spent on them, so buyers could pick out exactly what they wanted.

I haven't done much research on turnkeys, but it's something I might consider.Virginia is also a consideration mostly because my in-laws are in Virginia Beach and I've had the opportunity to visit (over the holidays) and see what is currently selling.

Cost them about $10k.A few other considerations: 1.