Which is not to say that they will outright deny you, but don't forget there's a subjective human aspect of underwriting.  

(We ultimately moved back but the cost of holding the property unrented over 4 years would have been equivalent to the equity lost) Issues that impeded home purchases during the crash:  Credit dried up:  ie, the mortgage business transformed from handing out mortgages to anyone with 0% down to denying mortgages to people with 800 FICO scores. 

Is there another clause that speaks about selling the property or the Owner denying your option to renew?

I have been denied claims many times when something doesn't meet the definition of "suddenly and without warning".  

Guess what happens if you get a homeowners policy and there's a fire on a vacant property in the middle of rehab ... claim could be denied. 

Mike Hurney I did make the $710 offer but unfortunately it was denied.

Some insurance companies will deny you coverage for certain dogs.

But you completely deny the potential benefits of the other side of your argument and that's just not helpful for people looking for information for their own dilemma.  

After the lender did a soft pull on their credit just before closing they then denied the loan.

If they feel like they got screwed, we have choices: 1) Deny what they feel, and rationalize what we did; 2) Accept what they feel as their biased perspective, and feel comfortable with what we did; 3) Accept what they feel as having some validity, and look for ways to improve our work in the future; and a number of other possibilities.