They seemed very kind and easy to talk to them.Now, the background check results:Credit Score: 470 & 525 (bad credit due to bankruptcy in 2008 due to medical procedure)W-2 Income (combined): $4,800 with long job history (10+ years)Debt:     - $55,000 with $7,000 past due (all debt is in education loans, $7,000 past due because they were trying to get loan forgiveness and they didn't end up qualifying)    - No credit card / auto debtCriminal history: one of them has no criminal history, the other has 1 first degree assault (not prosecuted) and a second degree assault from 2012.So, couple of questions:1.

Credit and criminal is cut and dried.

"It is criminal to not pay your fair share.""

By sticking with these ratios( there are some compensating factors to move those around) we generally have less than 10% default rate.2) The turn key rental/ sell to an investor properties has these attributes-- 1) property is in decent repair (not the Taj Mahal- but decent clean housing), 2) major repairs are done, 3) tenant is screened/underwritten like when we sell on owner financing-- we do criminal background, don't care about credit as long as they paid their last landlord and the one before- or have good reason for not doing so, 4) 12 month lease, 5) sell on 10 or 12 cap (10% or 12% annual ROI) depending on neighborhood.In working class neighborhoods we sell turn keys on 10 cap, in lower income neighborhoods we sell turn keys on 12 cap. 

Thread became offensive at that point.

Its not offensive to anyone (I know sometimes comments are here sound negative) but respectfully its not as simple as you think to generate something rehab estimates (even rough ones).

If it is not listed then the landlord can pay it, say they won't pay it and the renter does (But there is the risk they would rather shop around to find one they don't have to), or often they split it.If the market is weaker the landlords will advertise they will pay 1/2-1 month fee to an agent that brings them a qualified renter (In that case you will have them run the reports for credit and criminal and do all the income verification and provide the info).I have had lousy success listing my places with agents so I now do it myself but will work with agents.

Make sure she has the income she says she does, make sure she doesn't have a criminal history or evictions, etc.

I don't know how you would get criminal background on minors whose arrest is as a juvenile, since I believe that is sealed info.

What exactly you include is up to you but they get points for all good things (income, references, no criminal record, etc.) and no points for bad things (i.e. not filling out an application correctly, evictions, criminal records, and so on).