If you come seeking advice, you should be open to receiving it and really thinking through each suggestion.For example, you believe you can't sell your cars because you are underwater but let's look a little closer using purely made up numbers:o Assume $1000 in monthly car payments total for the next 24 months = $24,000 more to be paid.o Also assume that you are "underwater" on each car $5000 so if you sell both, you need to bring $10k to the table.o Replace with a single crappy car for $3ko Ignoring time value of money, you just "found" $24k-10k-3k=11k.

I have only heard of such success, but I can tell you it depemnds where you bring this type of action.

I wonna bring up my REO case!

This brings up an interesting point: I have a realtor of my own but have not signed anything with her.

I can bring you a lot of business.

Man, I really had no idea sending you the link to BiggerPockets would bring out the "Investor Monster" in you this quick.

I've tried gifts but it didn't amount to squat, although I have one tenant I bring over free fast-food coupons from the newspaper when I go by to collect rent.

Adrian brings up a good point as well.

(a) A seller of an interest in residential real property who received a promissory note or other evidence of indebtedness for all or a portion of its purchase price secured by a lien on the property may bring an action against any person who has engaged in rent skimming with respect to that property.

That leaves you room to discount the property for a quick sale, absorb some depreciation, and pay the closing costs without having to bring money to the table.KC looks to me like a buyers market.