Hi folks, I have some comments/questions regarding how to best prepare when applying to a heloc.  

I’m looking for some guidance in terms of how to really get started and where/how to find the best Airbnb/rental properties for investing in Florida.

@Brian Batista yes, your best chances of finding good title companies in your area that have experience at subject to transactions are through other investors that have done subject to transactions with those title companies in your area. 

I’ve found it best to start over from scratch but maintain the old listing title and cover photo for a short period of time to get any potential guest transfers.

(The best part about that is I know that if they're listing a fixer-upper it's not a deal because they would've bought it themselves!)

You're best bet is to talk to management and see if there is an exception that can be made based on your plan.

Best of luck with your investments!

What’s the best deal to look for in Utah, based on the numbers?

Generally if you are looking at a rate-term refinance (i.e. less than $2000 cash-out or just refinancing into a long-term lower-rate loan but same loan amount) then you should be fine - if looking to cash-out on the refi - generally will need to wait six months of seasoning however there are a few lenders that will do cash-outs at the 3 month seasoning mark

Nearly a third of the city's population lives below the poverty line, one of the highest poverty rates in the country.