@Jimmell J Swan in the process of applying for preapproval, I believe a hard inquiry will open your report up for a two week period in order for you to shop around once the inquiry was made.

If you hate the prospect of paying PMI, you could put 20% down on a property you owner occupy and then immediately apply for a Home Equity Line Of Credit. 

In order for Ohio law to be properly applied, you'll need an accurate family tree.   

I would vacuum up any dust and then apply a concrete crack filler (ie Sakrete).

Does the same apply for leases coming up on option periods with rent increases?

We then apply a multiplier, which depends on the industry, competitive profile, length of time in business and several other factors. 

I don't know as I do not invest there.I really don't think you would be getting 40%+ give or take people applying for the home if it was priced WAY to high. 

If the property can cover principle,interest, taxes and insurance (HOA too if there is one) you may apply for debt service ratio loan.

Also, there could be state laws that apply.

Finally, I’d like to pull credit to anyone who applies.