You can look at other Seller Financing tools like contract for deed, wrap - aitd, and have the buyer go to a RMLO, pay like 10% down and sell at current appraisal.

I am in the process of just getting my feet wet and my first goal is to familiarize myself with as much of the industry jargon as possible because words are tools.

Welcome to BiggerPockets @Lee Vang, thanks for the introduction.You can try using the search tool on the top right corner to look for previous topics on the subject.

They get listing data from each MLS free of charge - a service that is paid for by Realtor fees and enforces strict guidelines to ensure accuracy.They then put together great front end search tools to attract lots of buyers as well as marketing the heck out of their service.They take those buyer leads and sell them back to Realtors.

Defiantly utilize the search tool in the up right to help you with any questions about RE that your trying to get answered.

When you have your license, maintenance of these tools becomes business expenses.  

Im curious how you gather your information, do you do it by hand or do you have a tool? 

Welcome @Brian Holland, there's an abundance of tools and support at BP.

I also invest in South Jersey and Philly and this is a great tool.

Check out the File Place under Tools tab.