I don't think I would turn it into a rental when I was done, I imagine that I would sell it.My goal with real estate is to invest in a stable and permanent place to live.

Now I want to start venturing out into other similar cities where there is stable job market and longer term growth opportunities.  

Instead, we want to be financially independent, with more than enough money socked away to stop working and fund very specific retirement plans overseas, while our money works hard to make it all happen.

In many ways I did give up being a flipper for a more stable job. 

My end goal for real estate is to live off the cash flow and retire.

Then when it’s time to retire or move to the next career in a few years you will be surprised at the wealth you will have created!!

Hopefully this is the right thread for this question and thank you in advance.TL;DR - own a few rentals, DSCR is 1.05, could take out a bigger loan against a property to get more cash for next purchase, DSCR would go to about 0.90 before next purchase is renovated/rented, RE is side gig and job is stable to can put additional W-2 wages to cover RE, want to remain somewhat conservative with potential long term COVID economic fallout, how conservative is too conservative?

About my landlord: its worth mentioning that he's been retired, and disabled.

I planned on just paying the loan (auto loan, 2.99) as normal and investing in a property next year when I get a stable w2 job.

This led me to find @Zach Lemaster over at Rent to Retirement.