Shelby,You refinance the home that has the most equity so that you can get the Max cash out at a lower LTV for the lower rate. 

I signed a 1 year lease last month so kinda stuck in that until fall 2025 (unless I broke lease or paid massive amounts to cancel it).

The title would be in my name only on closing, so I would 'own' the property, making it a refinance, not a purchase.

Based on rental income would be great since I'm self employed so minimal documentation is best for me. 

Give me a call/text if you need help in finding the best option.

Remember when you dreamed of having a place to call your own?

So to that end even though I think of myself as private I am in the business so I am a HML  the other folks posting on this site are all HML.. to me a PML is just that someone who is private and NOT in the business they they do a few deals out of their IRA for solo k a year and generally to people they know..

Eventually, we found ourselves being the first call when they were ready to make a move.We didn’t rush them, we didn’t push for the sale, we stayed patient and persistent—and when the time was right, those long-standing relationships turned into deals that no one else in the market knew about.This approach not only led to deals but also built our reputation.

So many investors lose thousands, or even tens of thousands, every year through poor management of their property.

With the current housing market being so competitive, how do you see private money lending playing a role in securing properties quickly?