As if this market isin't difficult enough, the car salesman broker on multi I have under contract, wont supply a T12.Lender emphatically stated he needed the trailing 12 month expense breakdown to move forward on the loan.Broker says he never heard of a T12 before and just wants to obfuscate with a yearly report. 

My problem is that my Neighbor who is about 17-19 and his girlfriend are constantly smoking weed in the hallway and the smell is coming into my home.

Maybe taking advantage is the wrong word because they might be charging what they can based on supply/demand of the general public but I am determined to find a small to medium sized shop that is more flexible and can appreciate the volume we bring. 

Not only are taxes rough in New York, but Syracuse has experienced five decades of declining population. https://www.osc.state.ny.us/localgov/pubs/research...When you look at the principles of supply and demand, rent growth, occupancy levels, and NOI tends to lag behind markets with growing populations.

It has never failed me yet but one must a bit careful with this stuff as it is pure lye (won't hurt pipes but it does smoke when boiling water is poured over it so don't breath the stuff in).Gail

Dallas Rental Market BalancedDALLAS (Dallas Business Journal) – An Apartment List report shows the city's rental market has relatively balanced supply and demand.

As a result, subprime mortgage bond issuance is a tiny fraction of it was prior to the crisis.Lastly, the massive housing supply for sale during the collapse, pushed prices into free fall.

Assuming the buyer pool got cut in half, those offset each other on the supply and demand curve. 

As long as rents grow as well, refi every 5-7 years might be a good strategy considering supply for "starter homes" in the east valley won't go up for quite a while, if ever.

Just yesterday, I was speaking with an investor about supply and demand as it is represented in 2-4 units.