Certain lenders will understand the travel healthcare pay better and might be able to qualify with past W-2s, pay stubs, and contract terms. 

Our goal is to convert it back to a 3-4 unit property for long-term and short-term rentals.As I currently reside in Washington DC, I'm unfamiliar with the local permit processes and requirements.

@Everyone, From your experience, what is the average ratio between labor expense and material expense for a successful flip project?   

If they had required landlord history to use rental income above just offsetting the payment and rental income resulted in qualifying dti I guess, but that would not be a common scenario when using long term rental income.

If you're converting to a long term furnished rental, the expectations are different and so is the day-to-day usage of your place just as you've assumed by your question about wear and tear.

The whole idea is to use that money short-term.

My husband and I are building 6 new construction units in Spartanburg, SC that we intend to find long term renters for. 

Every successful investor has taken great risks. 

These factors are crucial, yet no software has successfully addressed them—until now.Imagine you have a property in a high-income area, but just one street over is a neighborhood in the bottom quartile of income.

Long term?